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Homeदेशनरेन्द्र सिंह विशेष विमान से पहुंचे शिमला ग्वालियर के कार्यक्रम स्थगित

नरेन्द्र सिंह विशेष विमान से पहुंचे शिमला ग्वालियर के कार्यक्रम स्थगित

संसदीय बोर्ड द्धारा हिमाचल प्रदेश में भाजपा विधायक दल का नेता/मुख्यमंत्री चयन करने के ग्वालियर से सांसद और केन्द्रीय मंत्री श्री नरेन्द्र सिंह तोमर को प्राधिकृत किया गया है.
श्री तोमर ने आज दोपहर special flight से शिमला पहुंचकर शाम 4 से 8 बजे तक नवनिर्वाचित विधायकों तथा राज्य भाजपा के नेताओं के साथ विचार विमर्श किया.श्री तोमर कल प्रात: 10 बजे से 3 बजे तक भाजपा नेताओं व नवनिर्वाचित विधायकों के साथ सयुंक्त बैठक कर मुख्यमंत्री के नाम पर राय लेंगे तथा शाम 5 बजे दिल्ली पहुंचकर अपनी रिपोर्ट देंगे.
केन्द्रीय मंत्री श्री तोमर की हिमाचल प्रदेश में व्यस्तता के चलते कल शुक्रवार को ग्वालियर में होनेवाली स्मार्ट सिटी व मेला प्राधिकरण की बैठकें स्थगित कर दी गयी हैं तथा उनके लिए तानसेन समारोह में आना संभव नहीं हो सकेगा ।



  1. Subject : Classification / Segregation of Bank charges

    As we all know that Government is insisting to move towards digitization, be it in any sector whether it is Financial, Education or even for that matter Agriculture. Government has also asked to bring to their notice the issues being faced by general public so that genuine reforms can be initiated.

    There are certain Reform matters which requires monitoring or issuance of only administrative orders which in turn will protect customers from hardships of policies which are framed and does not have any central regulations to protect the interest of general public particularly rural masses.

    One of such issue is frequent increase in SMS alert charges by Banks and including mandatory SMS in chargeable category. There should be proper classification i.e. segregation of mandatory and non mandatory SMS and Internet Banking OTP should be part of Mandatory SMS and should not be chargeable.

    Further we also feel disturbed at the unfair treatment that bank customers suffer in the form of frequent, arbitrary and one-sided decision over bank charges and also not responding to our emails i.e. maintain either silence or acknowledge it with remarks that “response will be forwarded to you soon” but they never respond unless you chase them.

    As you know there are so many types of charges out of which certain are considered as mandatory but these differ from Bank to Bank. For example for fund transfer i.e. for internet banking OTP gets generated and the same forwarded thru SMS and this service is free in most of the banks as it falls under mandatory category whereas there are banks who do not agree and they provide this facility only if customer opts for chargeable SMS services.

    For reader’s information, net banking OTP is included by almost all banks in chargeable SMS category. Due to these charges, low income customers, senior citizens like us, students, widow etc. are not opting for these services as all who fall in this category have limited income and this charge is painful too.

    Hence it is expected from RBI to make a policy around it clearly specifying which all SMSes are Mandatory (free of cost) and which all SMSes are Non Mandatory (can be made chargeable) and ask all the Banks to adhere to it. OTP SMS for Online Banking should form a part of Mandatory SMS keeping in mind that this OTP is important for net banking which may derail Govt. of India’s efforts in making society cashless.

    In view of the above, RBI should issue fresh guidelines to all banks to upgrade their software on urgent basis and also put proper mechanism to monitor its rightly implementation i.e. a dedicated RBI department should start monitoring this up-gradation after fixing an agreed time frame.

    Trust readers in their own interest will not only raise it at all possible forums but also submit to concerned authorities, requesting to pay serious attention.

    G D Binani
    7976870397 / 9829129011


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